Self-employed small business owner
For Self-Employed Borrowers

Your Tax Write-Offs Shouldn't Be the Reason
You Can't Buy a Home.

The same deductions that lower your tax bill often make your income look smaller to a lender. There's a better way to show what you actually earn.

See My Loan Options → Call Daniel Now
Sound Familiar?

Being Your Own Boss Shouldn't Work Against You

Most lenders only look at your tax returns — which means every write-off you took to lower your tax bill also lowers the income they think you make. Real income and "qualifying income" end up nowhere close to each other.

📈
Your Real Income Doesn't Show
Deductions and write-offs make your tax return say a lot less than what actually hits your bank account.
📋
Denied Before You Start
A standard lender runs your tax-return number and tells you what you "can't" afford — before you even get to explain.
⏳
Feels Like a Waiting Game
Two years of returns, profit & loss statements, endless back-and-forth — just to get a maybe.
Qualify Off What You Actually Deposit
Bank Statement Loans use 12+ months of your real bank statements — not your tax return — to calculate your income.
✓ No tax returns required
✓ Up to 90% financing available
✓ Options for 620+ credit scores
✓ Purchase, refinance, or cash-out
✓ Primary, second home, or investment
✓ Loan amounts up to $3.5 million
Daniel Taylor
Daniel Taylor
Mortgage Loan Originator · NEXA Lending · NMLS# 2703683
"I work with self-employed borrowers every week who assumed they couldn't qualify. Most of them were wrong — they just hadn't been shown the right program yet. Let's look at your actual numbers together."

See What You Actually Qualify For

No obligation, no impact to your credit to have a conversation. Bring your bank statements and let's find out what's really possible.

Explore Bank Statement Loan Options →
← See all loan programs at The Taylor Closing Group